UK PENSIONS
Living in France with a UK pension?
Many people who have worked in the United Kingdom still hold one or more UK pension plans after moving to France: workplace pensions, personal pensions or SIPPs. These plans often remain untouched, yet several important decisions need to be made: should they stay where they are, be consolidated or be transferred? And above all, in what order, and when?
Why living in France changes everything
As a French tax resident, your UK pensions fall under French taxation, which does not always recognise the advantages available under UK rules. Decisions made before and after becoming resident in France can therefore have very different outcomes, and their order can have a significant impact on the net amount you receive.
Consolidating your pensions into an ISIPP
An ISIPP (International Self-Invested Personal Pension) allows you to bring several UK pensions together in a single plan designed for people living outside the United Kingdom. It offers greater clarity, freedom in your choice of investments and currency, and full control over how you draw your retirement income.
Our support
We help you review your existing pensions, compare the options available and put the most suitable solution in place, working with a partner international SIPP provider. Our advice is intended for French tax residents. If you are still living in the United Kingdom, we are happy to discuss your situation at your request, with a view to your move to France.