OPTIMAL CONSEIL PATRIMOINE
Financial Advisor for individuals living in France
Fully authorised under French regulations for both Financial and Property investments
Already living in France or planning to move there? We help you structure and grow your wealth with with full fee transparency and no entry fees - in English.
WHO AM I ?
Optimal Conseil Patrimoine is an independent wealth management firm, registered at ORIAS as a Financial Advisor (CIF) and Insurance Broker (COA), and licensed for property transactions.
I'm Antoine Menu, founder of the firm. After an early career at Nomura in Paris and London, I completed a Master's degree in Wealth Management in 2017 and founded Optimal Conseil Patrimoine in 2018. In 2025, I passed the CFA Level I exam, a globally recognised financial qualification.
Over the years, I have built a diverse client base, working with both French residents and English-speaking expats living in France or planning to move there.
I support my clients primarily in two areas: French and Luxembourg life insurance (assurance vie), with a particular expertise in high-end Luxembourg solutions such as Dedicated Internal Funds (FID) and Specialised Insurance Funds (FAS); and retirement planning through the French Individual Retirement Savings Plan (PERin). I also offer complementary investment solutions including private equity, direct property investment and real estate funds (SCPI).
My commitments: objective, conflict-free advice, full fee transparency, and personalised support throughout your financial journey. In line with this approach, I favour ETF-based allocations - low-cost investment vehicles that maximise net returns for my clients.
TRANSPARENCY AND DOCUMENTS
In accordance with article 325-3 of the French Réglement Général de l'Autorité des Marchés Financiers, you can download my Note on Professional Status which informs you of the administrative and legal information that a French Financial Advisor (CIF) must provide to his clients right from the start.